3 Home Insurance Facts in Colorado

Because home insurance is typically an avoided topic of conversation (unless a natural disaster hits), it’s all too common for people to form several misconceptions. When it comes to home insurance in Aurora, CO, it may be helpful to start dispelling a few myths. All-Star Insurance Brokers Inc. is here to tell you three facts that may make it easier to adjust your coverage if you need to. 

Home Insurance May Not Cover Certain Things

Pet damage, flooding, personal property: your home insurance is different from your neighbor’s in terms of coverage. You can’t assume that something is covered unless it’s listed in black-and-white. 

Home Insurance Helps If You’re Sued 

If a guest injures themselves because of a poorly maintained home, it’s home insurance that will help you cover the expenses of a lawsuit or a settlement. What you may not know is that your policy also lists certain limits, so you may want to consider if they’re high enough to cover something like serious medical bills. 

Home Insurance Is Dependent on Your Carrier 

How fast is a claim processed? How easy is it to get ahold of an agent? Is it easy to understand the terms of your policy? You may be meeting your mortgage requirements by having home insurance, but the carrier you choose matters. The more you know about your policy, the better your decisions will be. 

If you don’t want to take chances with your policy or have questions about which kind of policy is right for you, All-Star Insurance Brokers Inc. is here to serve the homeowners of Aurora, CO. Contact our office to speak with an agent about your options.