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All-Star Insurance Brokers Inc

2821 S Parker Rd Suite 455
Aurora, CO 80014

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3 Tips for Understanding Commercial Insurance

Whether you live in Aurora, CO or Dallas, TX, your business plays a huge role in how you interact with the city. From its people to its weather, you’re influenced by countless local forces. And when so many things can go wrong in a commercial enterprise, it’s worth examining how your policy works in real-life. All-Star Insurance Brokers Inc. is here to tell you more. 

1. The Minimums Are Not the Same As What You Need 

You may need a certain degree of coverage to stay in compliance with state law while you’re officially operating your business. But like so many other things in life, you may not want to let another person dictate terms for you. Business owners may want to consider adjusting their policy, so it fits their expectations as opposed to someone else’s. 

2. Liability Counts 

An employee harasses a customer, a patron slips and falls, one of your products malfunctions: all of these are everyday events that can be solved with the help of liability coverage. But your commercial policy may have limits on your liability, which can ultimately have a lot to do with how you handle an accusation. 

3. You May Need a Little Extra Help 

It’s impossible to research everything you need online. Even going line by line through your policy may confuse matters more than it helps. If you’re looking for someone who can explain your policy, without using technical jargon, it’s not a sign of weakness or ignorance. On the contrary, it can prepare you for what’s really to come if something goes wrong. 

If you don’t want to guess about your commercial insurance policy, All-Star Insurance Brokers Inc. in Aurora, CO is here to be of service. When you give us a call, we can help you decipher it all. 

3 Home Insurance Facts in Colorado

Because home insurance is typically an avoided topic of conversation (unless a natural disaster hits), it’s all too common for people to form several misconceptions. When it comes to home insurance in Aurora, CO, it may be helpful to start dispelling a few myths. All-Star Insurance Brokers Inc. is here to tell you three facts that may make it easier to adjust your coverage if you need to. 

Home Insurance May Not Cover Certain Things

Pet damage, flooding, personal property: your home insurance is different from your neighbor’s in terms of coverage. You can’t assume that something is covered unless it’s listed in black-and-white. 

Home Insurance Helps If You’re Sued 

If a guest injures themselves because of a poorly maintained home, it’s home insurance that will help you cover the expenses of a lawsuit or a settlement. What you may not know is that your policy also lists certain limits, so you may want to consider if they’re high enough to cover something like serious medical bills. 

Home Insurance Is Dependent on Your Carrier 

How fast is a claim processed? How easy is it to get ahold of an agent? Is it easy to understand the terms of your policy? You may be meeting your mortgage requirements by having home insurance, but the carrier you choose matters. The more you know about your policy, the better your decisions will be. 

If you don’t want to take chances with your policy or have questions about which kind of policy is right for you, All-Star Insurance Brokers Inc. is here to serve the homeowners of Aurora, CO. Contact our office to speak with an agent about your options.