Recreational “Toys” and Recreational Insurance Fact Sheet

It is often said we never grow up completely. Even as adults we love to have fun. These days however our toys are used for recreational fun.  They also are a lot bigger and cost more.

So what is considered a recreational toy?

That depends on what you like to do, but some favorites include:

• Boats
• Motorcycles 
• RVs and Campers
• Golf Carts

These activities and others need to be insured against things like theft, damage, and loss certainly, but that’s not all.

When you get on that bike or go out to play a round of golf,  you’ll be taking some risks for yourself and others.

Recreational Toy Facts

• 3.6 million people were injured in recreational activities and toys in 2022
• Preventable deaths with bicycles have risen 44% in 10 years.
• ATVs (all-terrain vehicles) are the leading cause of injuries in recreational vehicles.
• While RVs are not in accidents nearly as frequently as autos they are top-heavy and wider when driving.
• Motorcycles skid extremely easily on grass lawn clippings that homeowners blow into the street when mowing

That seems pretty scary, but by following safety standards and using safety equipment, you can safely enjoy your recreational fun. However, in Aurora, CO and elsewhere, you’ll need coverage for your toys, and certainly on any that are vehicles.

Schedule A Consultation Today

All-Star Insurance Brokers Inc. provides expert information and answers to recreational vehicle and equipment owners about the kind of coverage they need. We will provide up-to-date expertise on all insurance laws and recreational insurance options and put together a comprehensive plan to meet your needs for insurance on all your toys and leave you worry-free to go have fun!

Serving Aurora, CO and surrounding communities, All-Star Insurance Brokers Inc. is here to help!