What Does Renter’s Insurance Cover?

At All-Star Insurance Brokers Inc in Aurora, CO, our agents understand the importance of renters insurance, but the question is, do you? While renters’ insurance is not required under Colorado’s laws, it may be required by your landlord or property management company, but even if it is not, having a policy in place is a great idea.

Renters’ Insurance Coverage

If the house, apartment, or other types of residence you rent happens to catch on fire, is vandalized, or is destroyed or damaged by a natural disaster, the structure itself will be covered under your landlord’s insurance. Still, it will not cover your personal property. This includes your clothing, appliances that you purchased, furniture, and other items that belong to you. In other words, you can lose everything you own and have to start over from scratch. A renters insurance policy will help you replace all of those items, so you do not have to shoulder the entire cost. Renters’ insurance will also cover any of your belongings that are stolen if your home is burglarized.

Get Your Policy Started

Renters’ insurance policies are very inexpensive, but the coverage you receive, not to mention the peace of mind, is important to your future and sanity. If a disaster occurs, you want to be prepared so that you can continue to move forward in your life.

To create the best insurance policy for you and your situation, you will want to enlist an experienced renters’ insurance agent’s assistance. At All-Star Insurance Brokers Inc in Aurora, CO, our agents are prepared to provide you with a quote and get your policy started today! Please call for an appointment.